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Rates & Insurance

Transparent Support for Every Budget and Journey

Insurance-Based Treatment

We are in-network with the following insurance companies:

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If you are using insurance to pay for services, VCPS will verify your coverage and submit claims directly to your insurance provider on your behalf. You are responsible for any copays, coinsurance, or deductibles as determined by your plan. Before your first session, we recommend contacting your insurance provider to confirm your mental health benefits, including coverage details and any out-of-pocket costs. 

Private-Pay Information

Being a private pay patient means you pay directly for services rather than going through insurance. This allows for greater flexibility in your treatment, including more privacy, personalized care, and freedom from the limitations often imposed by insurance providers (such as session caps or required diagnoses). Many patients also find the process simpler and more streamlined, with fewer administrative hurdles. Upon request, we can provide a superbill that you may submit to your insurance for potential out-of-network reimbursement.


As a private pay patient, you are also entitled to a Good Faith Estimate (GFE) under the No Surprises Act, effective January 1, 2022. This federal law requires healthcare providers to give a written estimate of expected treatment costs prior to services. The GFE is designed to offer transparency around fees and protect you from unexpected charges. Your personalized GFE will be available in your SimplePractice portal and can be reviewed at any time. 

  • ↬  Intake Session: $200
    ↬  Individual Therapy (40-45 minutes): $140
    ↬  Individual Therapy (50-60 minutes): $160
    ↬  Family Therapy (50 minutes): $180
    ↬  Group Therapy (50 minutes): $80

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Out-of-Network Benefits

At VCPS, many of our patients choose to see a therapist on an out-of-network basis. This means you pay the full session fee upfront using your preferred payment method, including credit card, Health Savings Account (HSA), or Flexible Spending Account (FSA) card. Fees vary depending on the type and frequency of services you receive.

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If your insurance plan includes out-of-network mental health benefits, you may be eligible for partial reimbursement. In fact, many of our patients receive 50–80% reimbursement for session fees after meeting their annual deductible. To support this process, we can provide you with a superbill—a detailed receipt containing all the necessary clinical and billing information your insurance company needs to process a claim.

  • ↬  Do I have out-of-network benefits for outpatient mental health services?
    ↬  Is psychotherapy with a licensed clinician eligible for reimbursement?
    ↬  What is my annual deductible, and how much have I met so far?
    ↬   What percentage of session fees is reimbursed once I meet my deductible?
     

    While reimbursement is not guaranteed and varies by plan, we’re happy to assist you with any documentation needed to help you navigate this process.

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